Please know that you may be contacted by competing lenders immediately after we pull your credit because the major credit bureaus may legally sell your information, NOT FAIRWAY. Here’s how you can STOP this from happening to you.

Go to optoutprescreen.com or call 1-888-5-OPT-OUT (1-888-567-8688) to opt out for five years OR permanently. The major credit bureaus operate the phone number and website. Requests to opt-out are processed within five days, but it may take several weeks before you stop getting prescreened offers. This is because some companies may have gotten your information before your opt-out request was processed.

Go to donotcall.gov or call 1-888-382-1222 from the phone you want to register. If you register your number at DoNotCall.gov, you’ll get an email with a link you need to click on within 72 hours to complete your registration. It can take up to 31 days for sales calls to stop.

More than ever before, trust and transparency are rare commodities. Please know you can always count on me for the straight scoop, and that I welcome all questions about this or anything else as we navigate the home loan process.